Project

Penny

In Development

A personal finance app that helps you understand your spending, not just track it. Record expenses, set budgets, plan for life events, and build mindful money habits.

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Track Spending

Record expenses, manage accounts and categories, and see where your money goes at a glance.

Budgets and Goals

Set category budgets and savings targets, then keep momentum with clear progress indicators.

Plans

Track shared expenses for trips, weddings, and events with people who are planning alongside you.

Mindful Spending

Build awareness through reflections and recaps that help spending feel intentional instead of reactive.

Penny is the first Lunagi Studios product: a finance tool designed to feel calm, legible, and genuinely useful on busy days.

Most personal finance apps are either too rigid or too noisy. Penny aims for the middle ground. It should be fast to log a purchase, clear enough to explain your patterns, and flexible enough to support real-life planning without turning money management into a chore.

The current product direction centers on three jobs:

  • help you capture day-to-day spending without friction
  • give you enough structure to plan for goals and shared events
  • create gentle moments of reflection so the data turns into better habits

As the app matures, this page can grow with screenshots, release notes, pricing details, or a public roadmap without changing the homepage template.